A different kind of financial education
We're not a sales channel dressed as an education service. Tivolin focuses entirely on helping you think more clearly about money.
Back to HomeSix reasons people choose Tivolin
No upselling, ever
We don't earn commissions or sell financial products. Our income comes entirely from program fees — nothing else.
Thailand-specific content
Everything we cover reflects the actual financial environment in Thailand — local tax structures, banking options, and income realities.
Small, focused cohorts
We keep session groups small so facilitators can give proper attention to each participant and discussions stay meaningful.
Practical templates and tools
Every program includes ready-to-use templates and guides that work in daily life — not just theory to forget after the session.
Respectful, unhurried approach
Money is a sensitive topic. Our facilitators are trained to create a calm, non-judgmental space where questions are always welcome.
Curriculum updated regularly
We review our materials twice a year so that regulatory changes and new banking products are reflected in what we teach.
What each benefit really means
Professional expertise
Tivolin's facilitators bring backgrounds in personal finance consulting, accounting, and financial communication. Their experience is directly reflected in how sessions are structured — grounded, relevant, and clear.
- Over 10 years average industry experience per facilitator
- Credentials in financial education and facilitation
- Deep familiarity with Thailand-based income structures
Our facilitators don't just read from a script. They've worked with people navigating these same situations, and that experience shapes how they explain, listen, and respond.
Participants leave with editable spreadsheet templates, structured budgeting guides, and reference documents they can return to independently — not just handwritten notes from a meeting.
Practical tools and materials
Each program includes purpose-built materials designed for immediate use. The tools aren't generic — they're designed around the type of income situation that program covers.
- Salary allocation planner (Young Professional program)
- Multi-source income tracker (Side Income program)
- Couples financial agreement template (Alignment program)
Participant experience
From the first enquiry to the final session, we aim to make the experience feel personal and unhurried. Sessions are scheduled at your pace, facilitated in a calm environment, and followed up with structured materials.
- Flexible scheduling across morning and afternoon slots
- Both in-person (Patong) and online options available
- Post-session feedback review to ensure clarity
Programs are priced to reflect the value of three structured sessions, professional facilitation, and purpose-built materials — without inflating costs through unnecessary extras or ongoing subscription models.
Transparent pricing
Our three programs are clearly priced in Thai Baht. There are no hidden fees, no recurring charges, and no add-ons sold during sessions. What you pay for is what you get.
- Young Professional program — ฿3,800
- Side Income program — ฿6,500
- Couple's Alignment program — ฿11,500
What participants come away with
The outcomes of financial education are not instant — but participants consistently report feeling clearer about their money picture and more capable of making deliberate decisions after completing a program.
- Clearer understanding of personal income and outgoings
- Awareness of relevant Thai tax and banking options
- A personalised plan or agreement to work from
- Improved communication around money (Couples program)
We don't measure success by whether someone invests differently after attending. We measure it by whether they feel more capable of making their own thoughtful decisions.
Tivolin vs typical alternatives
How our approach differs from generic financial content and product-driven advisory services.
| Feature | Typical providers | Tivolin |
|---|---|---|
| Thailand-relevant curriculum | ||
| No product upselling | ||
| Small group sessions | ||
| Take-home templates included | ||
| Structured for couples | ||
| Transparent, all-in pricing |
What you won't find elsewhere
A program built specifically for couples
Most financial education targets individuals. Our Couple's Alignment Session addresses the specific dynamics of shared financial decision-making — a format that's genuinely rare in this region.
A couples financial agreement template
Couples receive a structured template to document their agreed approaches to income, spending, savings, and shared goals — something to return to, not just a memory of a session.
Side income tax awareness for Thailand
The Side Income program includes dedicated coverage of how Thai tax rules apply to freelance and supplementary income — something most international financial content simply skips over.
Spacing between sessions by design
Our three-session format is deliberately spread out. This allows participants to apply what they've covered between sessions and return with real questions — not just theoretical ones.
Milestones and professional standing
Thailand Financial Educators Network
Member since 2021
Phuket Business Excellence
Recognised education provider 2023
Certified Facilitation Standards
All facilitators certified 2022–present
A calm, clear path forward — starting here
If you're considering a program or just want to understand your options better, we'd be glad to hear from you.
Get in Touch